How many times you borrowed/lent money or anything else and forgot about it? It happens often, way too often. Well, you can put an end to this and use your Windows Phone to keep track of your belongings and, equally important, what you've borrowed. Chances are that your friend is also is using the same app. IOU is just the app you need to keep track of those and it's free on Marketplace.
Download: http://social.zune.net/redirect?type=phoneApp&id=e35eb877-1ba4-e011-986b-78e7d1fa76f8
Source: http://wmpoweruser.com
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